Ulalo/Product/Deduction console
For payroll & HR teams

Every deduction,
in one file.

Bank loans, lender deductions, staff advances, wage access — consolidated into one reconciled view, with the legal cap enforced before anyone over-commits.

What it replaces

A week of spreadsheets,
gone.

Reconciliation

Multi-lender reconciliation, automatic

Ulalo pulls every deduction order across competing lenders and your own advances into a single, matched ledger — so payroll stops chasing figures across inboxes and PDFs.

  • →Matches orders to employees automatically
  • →Flags conflicts and duplicates before payday
  • →One reconciled file, exported to your payroll system
Console screen slotDashboard listing deductions by lender, calm UI
Console screen slotA cap meter, amber when near limit
The legal cap

The deduction cap, enforced for you

Zambian law limits how much of a worker's pay can be deducted. Ulalo enforces that ceiling across all lenders at once, blocking new commitments that would push someone over before they happen.

  • →A single cap applied across every lender
  • →Over-commitment blocked at the source
  • →A clean audit trail, every cycle
What payroll gets

Built for the
person who runs it.

a.

One export

A single reconciled deduction file each cycle, in the format your payroll software already expects.

b.

Read-only payroll

We read your roster and earned-wage data securely. We never move your money or touch your accounts.

c.

Audit-ready

Every deduction, cap check, and access is logged — a defensible trail whenever you're asked for one.

The impact

Less manual work,
fewer errors.

~70%
of payroll deduction work today is manual reconciliation across competing lenders.
1 file
replaces the inbox of spreadsheets, lender emails, and advance notes you reconcile by hand.
Cap-safe
the statutory deduction limit is enforced automatically, before payroll runs — not after.
Good to know

Questions

Which payroll systems do you support?+
WageWorks, Sage, and most systems that can import a standard deduction file. If you run payroll from a spreadsheet, a simple file exchange works too.
Do you move our money?+
No. The console is read-only over your payroll data and produces a reconciled file. Funds move through a licensed financial partner — never through your accounts, and never by us.
How is the deduction cap calculated?+
Ulalo applies the statutory limit on total deductions against each employee's pay, across every lender at once, and blocks new orders that would breach it.
Can we set our own rules?+
Yes. You can tighten caps, exclude pay components, and set who is eligible for wage access — all from the console.

See your own payroll,
reconciled.

We'll run the console on a sample of your real deductions in the demo.

Book a demo →